About Pay In 3 Interest Free

Choose Klarna when shopping at your favourite retailers. Split the cost into monthly payments.

Pay in 3.

Spread the cost of your purchase into 3 interest-free instalments. The first payment is made at point of purchase, with remaining instalments scheduled automatically every 30 days.

Spread the cost.

No interest. No fees. No impact on credit score. We partner with retailers to provide flexible payment options.

• A new way to pay that's an alternative to a credit card.
• 3 instalments gives you flexibility to shop without interest or hidden fees.
• Not making your payment on time could affect your ability to use Klarna in the future.